Citizens Bank Cd Rates
Citizens Access’ savings rate at 0.40% APY is 6x the national rate of 0.07%, as reported by Informa.Annual percentage yield (APY) and interest rates are accurate as of 2/11/2021. Online Savings: Rates. Citizens is a brand name of Citizens Bank, N.A. (NMLS ID# 433960). Home Equity Lines of Credit are offered and originated by Citizens Bank, N.A. Citizens corporate headquarters: One Citizens Plaza, Providence, RI 02903. Compare the best fixed rate IRA CD rates from within 20 miles from your zip code. A fixed rate IRA CD offers tax-free or tax-deferred interest. A long-term CD at Citizens Access will receive a penalty of 180 days of interest on the CD balance if there is an early withdrawal. American Express National Bank: 6 months – 5 years, 0.10% APY –. If you are saving for a short-term goal, our 10-Month CD provides the guarantee of a fixed rate for the length of your term, as well as the advantage of better rates for our Platinum and Platinum.
Certificates of Deposit (CDs)
For personal or business investments, we offer very competitive rates on our Certificates of Deposit. CD’s are available in terms ranging up to 3 years.
Interest may be handled in any way our customers wish:
- Interest may be allowed to compound
- At maturity
- Interest may be withdrawn
- Monthly
- Quarterly
- Semi-annually
- At maturity
- Interest may be transferred to any Citizens Bank checking or savings account
Check with a Customer Service Representative at any of our four convenient locations for current CD rates.
Citizens Bank is a member of and is insured by FDIC
First Citizens Bank Cd Rates
Individual Retirement Accounts (IRAs)
Citizens Bank offers both Traditional and Roth IRAs available as an 18 month variable rate IRA based on current six month CD rates.
- Traditional IRAs offer customers the opportunity to defer paying taxes on their investment until the funds are withdrawn. Most contributions are tax-deductible, however, certain restrictions apply.
- Roth IRAs are an excellent choice for customers who wish to deposit after tax dollars now and avoid taxes on qualifying withdrawals later. As with Traditional IRAs, certain restrictions apply.
- With Traditional IRAs Required Minimum Distributions are required at age 70 ½ .
Contact a Customer Service Representative at any of our four convenient locations for current IRA rates.
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Citizens Bank is a member of and is insured by FDIC.